Privacy Policy

Overview:
This Privacy Policy covers US Families Saving Network (URL’s: www.family-savers.com, www.usfamily-savingsnetwork.com, www.familypennypincher.com, www.us-familyresearch.com ) treatment of personally identifiable information that is collected when the subscribers agree to receive e-mail advertising messages from US Families Saving Network or one of our advertisers. This type of agreement on behalf of a subscriber constitutes a permission based opt-in.

US Families Saving Network believes in 100% permission-based marketing and is compliant with the CAN SPAM Act of 2003.

Opt-in Procedures
In order for a subscriber to be considered opted-in he/she must agree to provide their email address and mandatory personal information to US Families Saving Network, including first name, name, postal address and telephone number. Additionally, the subscribers can volunteer additional personal demographic information, such as age, income, gender, occupation, presence of credit card(s), presence of children and dwelling type. The last step in the opt-in process is the indication of lifestyle preference, which is also optional.
After the initial opt-in, each subscriber receives an automatic responder message (ARM), acknowledging the opt-in and informing them that they would be receiving a follow up, online based lifestyles survey. This survey acts as the 3rd step of the permission-gathering process (2nd level opt-in) and is designed to gather psychographic information on each subscriber who decides to participate. The final step is the confirmation of all gathered information against US Families Saving Network’ 160 million US consumers and 6 million business postal database. The postal confirmation acts as a verification tool, making sure that the consumers are truthfully matched to their most current postal address and that the phone number given during the initial opt-in is an accurate one.

Opt-out Methodology:
You may unsubscribe from any of our e-mail marketing programs at any time. Each email communication sent from US Families Saving Network contains at least 2 opt-out vehicles, identified as hyperlinks or physical addresses of the advertisers or list owner. Additionally, our advertising partner may insert an opt-out hyperlink as well. Therefore, not only is opting out seamless and quick, it is also in compliance with the CAN SPAM Act of 2003.
We attempt to process all unsubscribe requests in a prompt fashion. However, after unsubscribing, we cannot guarantee that you will never receive another mailing from us, because we may obtain your e-mail address in the future through a different e-mail marketing program that you have opted into. We can guarantee, however, that if you should ever receive another e-mail communication from US Families Saving Network (URL’s: www.family-savers.com, www.usfamily-savingsnetwork.com, www.familypennypincher.com, www.us-familyresearch.com ), you will be able to remove your e-mail address via the unsubscribe hyperlink. All opt-out are processed no later than 72 hours after the original request submission.

Sources of Opt-in Data
This Privacy Policy also applies to consumers that have agreed to receive e-mail marketing from US Families Saving Network, whether at our website, via e-mail, via third party partner websites or otherwise. We may share the personal information that you supply to us and we may work with other businesses to bring selected retailing opportunities to our members. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation.
Additionally, US Families Saving Network purchases and manages e-mail lists generated by trusted partners who follow the same guidelines on consumer privacy as US Families Saving Network. Users may remove themselves from a specific mailing list by utilizing the unsubscribe options that are present and available at the end of each piece of e-mail that US Families Saving Network sends.

US Families Saving Network reserves the right to provide aggregate or group data about US Families Saving Network users for lawful purposes. Aggregate or group data is data that describes the demographics, usage, or characteristics of US Families Saving Network participants as a group, without disclosing personally identifiable information. By opening a US Families Saving Network account, you agree to allow US Families Saving Network to provide such aggregate data to third parties. In addition, US Families Saving Network may employ pixel tags (also known as clear gifs) to track the pages that our Users visit at the US Families Saving Network website for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics.

US Families Saving Network also reserves the right to release current or past User information in the event that US Families Saving Network believes that the User is using, or has used, Services of US Families Saving Network in violation of the terms and conditions, to commit unlawful acts, if the information is subpoenaed, if US Families Saving Network is sold or acquired, or when US Families Saving Network deems it necessary or appropriate. By agreeing to these terms, you hereby consent to the disclosure of any record or communication to any third party when US Families Saving Network, in its sole discretion, determines the disclosure to be appropriate. US Families Saving Network does not collect credit card numbers, bank information or social security numbers. Furthermore, US Families Saving Network does not market gambling and pornographic offers of any kind.
We endeavor to safeguard and protect our Users' information. When Users submit information at the website, their information is protected both online and off-line. The privacy of your personal information is very important to us. Our employees are committed to our privacy and security policies. The servers that we store personally identifiable information in are kept in a secure physical environment.

Users under 18 years of age are not allowed to participate in sweepstakes or game promotion offered by US Families Saving Network. No information should be submitted to, or posted at, any US Families Saving Network website by visitors under 18 years of age without the prior consent of their parent or guardian. Notwithstanding the foregoing, children 13 years of age and younger are not permitted to access the US Families Saving Network website and we do not knowingly collect personal information from such children. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Users may receive e-mail confirming their registration with US Families Saving Network as well as promotional marketing of commercial products and services.
US Families Saving Network does not endorse, nor is US Families Saving Network responsible for the accuracy of, the privacy policies and/or terms and conditions of each of the advertisers and/or third parties accessible through the US Families Saving Network website.
By using this site, including, without limitation, signing up for offers and/or continuing to receive information from US Families Saving Network, you agree to the US Families Saving Network Privacy Policy. We reserve the right, at our discretion, to change, modify, add, and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the US Families Saving Network website. Please check this page periodically for changes. Your continued use of the US Families Saving Network website or acceptance of our emails following the posting of changes to these terms will mean that you accept these changes and agree to continue receiving emails from us. If you do not agree to the terms of this Privacy Policy, please send an email to support@usfamily-savingsnetwork.com.